Pivotal – Describing things that are vitally important or critical


Over our career, we have helped countless families create a tailored plan to build, protect and transition their wealth.  Our mission is to build relationships with each generation, ensuring that we meet your families' goals today, as well as those of the next generation. 


Goal Planning

Together, we will establish your goals and priorities to help ensure the plan you have in place today is designed to achieve your vision of the future.  We help you answer questions such as: 

  • What risk managed investment strategies are appropriate for my needs?

  • What strategies are available to help preserve my wealth?

  • How do I plan for healthcare and long-term care expenses?

  • How can my advisor work with my accountant and lawyer to help set up the best trust for my needs?

     

Estate Planning Strategies

We will create a roadmap for your family that preserves your legacy, provides for your loved ones, and protects them in the future. We help you answer questions, including:

  • How do I responsibly pass my wealth to the next generation?

  • How can a trust help to protect and manage my assets for current and/or future generations in my family?

  • How can I provide financial security for my family member with a disability while maintaining eligibility for state and federal public benefits?

  • How does a trust affect the heirs of my estate with probate and estate taxes?

  • What strategies can I use to instill philanthropic values in the next generation?



Tax Efficiency & Risk Management

Our experience gives us the insight to build tax efficient & risk management strategies to help protect you and your family.  We help you answer questions, such as:

  • What are my options for tax-efficient portfolio management? 

  • What asset ownership would produce the most favorable tax treatment?

  • How can I manage capital gains, losses, and alternative minimum tax (AMT) exposure?

  • Do we have adequate insurance protection?

  • Do I have a plan in case of incapacity/disability?

 

Collaboration

There are pros and cons for sharing estate details with the next generation; however, we help you navigate those decisions on what information and how much detail to share.  Ultimately, you decide how we engage the next generation, and in what capacity:

  • Investment strategy updates

  • Performance reviews

  • Estate planning reviews

  • Full or filtered multigenerational asset map


 

Wells Fargo Advisors is not a legal or tax advisor. Any estate plan should be reviewed by an attorney who specializes in estate planning and is licensed to practice law in your state. Insurance products are offered through nonbank insurance agency affiliates of Wells Fargo & Company and are underwritten by unaffiliated insurance companies.